auto insurance 38128 There are more drivers hitting the road each year. As this number goes up, the possibility of accidents also goes up. Automobile insurance can make the difference between a minor inconvenience and a large hassle. How can you decide what insurance you require and how to buy it? Mandated coverage varies by state/province but typically includes the following: Liability: Pays for the expenses you have caused to others in a car collision, including property damage and injury. It also covers your defense and court costs if you are sued. Recommended, more comprehensive levels of insurance are available that cover more events than the lower, state-mandated varieties. Personal Injury Protection: This type of insurance pays for hospital bills and other medical treatment for you or other people in your car, no matter who was responsible for the crash. It is required in some states and optional in others. State law typically sets minimum amounts. Medical Payments: Medical payment coverage can be purchased in states that are not considered no-fault and will pay regardless of who is responsible for an accident. If this policy has been bought, the insured person will receive coverage for reasonable medical or funeral costs. Collision: Damages resulting from a car accident will be covered under this type of insurance. Comprehensive: This type of insurance covers any non-collision damages. This could include fire and wind damage, vandalism, and burglary. Uninsured Motorist: This pays for damages when someone with insurance is in an accident caused by a driver who does not have insurance. Under-Insured Motorist: There are other drivers who have liability insurance that might not be able to cover all the expenses they are supposed to take care of. Under-insured motorist coverage protects you from those drivers. Other types of coverage, like car rental, are also available. What you pay for car insurance varies by company and will depend on several factors, including: * Which policies you choose * The type of the vehicle you drive * Your driving record * Your age, sex and marital status * Where you live Many drivers don?t want to pay for auto insurance, but it is honestly something you don?t want to live without. Review your needs, do your research , and with the help of your insurance agent, choose the option that best suits you.
Monday, December 31, 2012
Obama wants gun violence measures passed in 2013
WASHINGTON (AP) ? Recalling the shooting rampage that killed 20 first graders as the worst day of his presidency, President Barack Obama on Sunday pledged to put his "full weight" behind legislation aimed at preventing gun violence.
Obama voiced skepticism about the National Rifle Association's proposal to put armed guards in schools following the Dec. 14 tragedy at Sandy Hook Elementary School in Newtown, Conn. The president made his comments in an interview with NBC's "Meet the Press."
Instead, the president vowed to rally the American people around an agenda to limit gun violence, adding that he still supports increased background checks and bans on assault weapons and high-capacity bullet magazines. He left no doubt it will be one of his top priorities next year.
"It is not enough for us to say, 'This is too hard so we're not going to try,'" Obama said.
"I think there are a vast majority of responsible gun owners out there who recognize that we can't have a situation in which somebody with severe psychological problems is able to get the kind of high capacity weapons that this individual in Newtown obtained and gun down our kids," he added. "And, yes, it's going to be hard."
The president added that he's ready to meet with Republicans and Democrats, anyone with a stake in the issue.
The schoolhouse shootings, coming as families prepared for the holidays, have elevated the issue of gun violence to the forefront of public attention. Six adult staff members were also killed at the elementary school. Shooter Adam Lanza committed suicide, apparently as police closed in. Earlier, he had killed his mother at the home they shared.
The tragedy immediately prompted calls for greater gun controls. But the NRA is strongly resisting those efforts, arguing instead that schools should have armed guards for protection. Some gun enthusiasts have rushed to buy semiautomatic rifles of the type used by Lanza, fearing sales may soon be restricted.
Obama seemed unimpressed by the NRA proposal. "I am skeptical that the only answer is putting more guns in schools," he said. "And I think the vast majority of the American people are skeptical that that somehow is going to solve our problem."
The president said he intends to press the issue with the public.
"The question then becomes whether we are actually shook up enough by what happened here that it does not just become another one of these routine episodes where it gets a lot of attention for a couple of weeks and then it drifts away," Obama said. "It certainly won't feel like that to me. This is something that - you know, that was the worst day of my presidency. And it's not something that I want to see repeated."
Separately, a member of the president's cabinet said Sunday that rural America may be ready to join a national conversation about gun control. Agriculture Secretary Tom Vilsack said the debate has to start with respect for the Second Amendment right to bear arms and recognition that hunting is a way of life for millions of Americans.
But Vilsack said Newtown has changed the way people see the issue. "I really believe that this is a different circumstance and a different situation," Vilsack said on CNN.
Vilsack said he thinks it's possible for Americans to come together. "It's potentially a unifying conversation," he said. "The problem is that these conversations are always couched in the terms of dividing us. This could be a unifying conversation, and Lord knows we need to be unified."
Besides passing gun violence legislation, Obama also listed deficit reduction and immigration as top priorities for 2013. A big deficit reduction deal with Republicans proved elusive this month, and Obama is now hoping Senate Democratic and Republican leaders salvage a scaled-back plan that avoids tax increases for virtually all Americans.
In addition, he issued a defense of former Republican Sen. Chuck Hagel of Nebraska, who has been mentioned as one of the leading candidates to replace Leon Panetta as defense secretary.
Hagel, who opposed President George W. Bush's decision to go to war with Iraq, has been criticized in conservative circles for not being a strong enough ally of Israel. Also, many liberals and gay activists have banded against him for comments he made in 1998 about an openly gay nominee for an ambassadorship
Obama, who briefly served with Hagel in the Senate, stressed that he had yet to make a decision but called Hagel a "patriot."
Hagel "served this country with valor in Vietnam," the president said. "And (he) is somebody who's currently serving on my intelligence advisory board and doing an outstanding job."
Obama noted that Hagel had apologized for his 14-year-old remark on gays.
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The 8 Best Employees Of 2012
It doesn't take all that much to be a good employee. But to be one of the best? Now that takes character.
The following employees saved lives, rescued sick customers, returned lost money and performed tasks that customers never thought plausible. Hats off to you all.
Check out the best employees of 2012:
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Friday, December 21, 2012
Video: Boehner to push for "fiscal cliff" vote on his Plan B (cbsnews)
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Thursday, December 13, 2012
American Horror Story, Season 2
Evan Peters as Kit Walker and Joseph Cromwell as Dr. Arthur Arden in 'American Horror Story.'
Photo by Michael Becker/FX.
J. Bryan Lowder: Good evening, Justin! Welcome to the chat. I?ll just go ahead and get the obvious joke out of the way: NO WIRE HANGERS!!! Ah, that?s better. Now, I have to say, this was probably the most delightfully sacrilegious episode of AHS yet. We had a baptism after fairly graphic abortion and, just to wrap things up, a live crucifixion. I know AHS already scares you a lot?were you not just holding your breath the entire time on this one?
Justin Born: I was, but this is the kind of episode I like. I enjoy all of the religious iconography and reading into the symbolism of that.? Sometimes that stuff can be more terrifying than seeing somebody getting hacked up. But the hanger was a lot! That is sometimes my thing with Ryan Murphy: I got what he was going for but oh so didn't want to see that. Especially when we had to see Lana cleaning up the blood.
Lowder: I know, that was a little much even for me, and I have a decently high tolerance for gore. Of course, we find out in the end that the abortion didn't work (giving us Bloody-Son/Dylan McDermott), and, at least to my taste, it's more twisted to have Lana carry Thredson's son to term. But enough about that. Let's talk about the newly incarcerated Sister Jude. Didn't you think Jessica Lange looked just awesome a little crazed, with her hair down?
Born: I really hope there are some more juicy monologues for Jessica Lange now that Sister Jude is over herself! I can't even imagine as an actor how wonderful that is to have those words and that character. I do like Sister Jude now and found myself rooting for her a lot more than before. Her alliance with Lana is going to get good?I can feel it. But tell me, what did you think of Dylan McDermott?
Lowder: Well, of course I love Dylan McDermott for, let's say, surface reasons. And I am glad he's back on the show, but I wasn't totally buying his whole convict shtick?he had some line like "back in the joint" that sounded just weird to me, but I guess he did play scary psychopath pretty well. Anyone who kills animals is terrifying in my book.
But I'm glad you brought up Sister Jude's new alliance with Lana, because one of the things I noticed about this episode is how many new pairings like that there are. In addition to Jude/Lana, we have Dr. Arden and Kit doing their alien experiment, Santa Claus and the Monsignor (though given the cross, maybe that one is over now) and also the Monsignor and Sister Mary Eunice. Are there any I'm forgetting? I feel like we're really being set-up for a lot of change in the final few episodes...
Born: I think the "aliens" are going to play more prominent in the rest of the episodes, especially with Grace being pregnant. Did you sense a correlation between the religious Christmas Story and Grace being pregnant? She's kinda like the Virgin Mary...well sort of. Ha! Oh! And Pepper TALKED!!! So the aliens could be like ?God,? though I suppose that wouldn't explain the Angel of Death or the Sister Demon.
Lowder: Oh, that's a very interesting theory! I hadn't even thought of the Mary comparison?Pepper did say Grace needed a room in the inn?but I guess we'll have to see if that bears out. What is clear though is that the aliens are very interested in Kit's sperm or something?enough to steal both his wife and asylum lover, as well as to heal Pepper. Speaking of the Angel of Death, I was so glad to see her back with the monsignor, if only for a moment. I'm am still jonesing for the showdown between her and the demon!
Oh, and about that demon, do you have any theories about what her endgame is? Tonight she said she wanted to "save souls all the way to Rome" with the Monsignor, which is possibly maybe a reference to becoming like the antichrist or something like that. Isn't that guy (or gal!) supposed to take over the papacy when he comes? Or am I reading too far into it?
Born: No, I don't think that's reading too far into it. I mean, I felt there were a few things that were not answered last season but in a good way. I think the Demon wants to get to Rome, take over the world, etc., so I don?t think the Monsignor will die. My bet is that Murphy is going to leave the Demon story unresolved. That?s much creepier!
Lowder:?Yeah I would find that ending much creepier too! Just a final glowing glance from Sister Mary Eunice or whomever the demon jumps to next in the final episode. Okay, before we go, let's play the favorite moment game. Did you have one from this episode?
Born: My favorite moment was when Lana was stabbing the pillow with the hanger, followed by her little powwow with Sister Jude. Finally, I feel she's tapped into that dark side to do what needs to be done to survive. Lana is totally going to kill Thredson in the end.
Lowder: Totally, yeah Lana really turned a corner tonight in that regard. I think my favorite moment was when Jude broke that damned record. To me, that signaled a complete pivot for her character into a fighter for the rest of the season. And it was just fierce. Alrighty, I know AHS gives you nightmares, but I will still wish you pleasant dreams and a slumber free of alien abductions! Ciao!
Born: I will return next week to my regular viewings of AHS through my DVR on Sunday mornings, the bright and safe day of the Lord!
Thursday: What other writers and Slate commenters thought about Episode 9.
Source: http://feeds.slate.com/click.phdo?i=3e2e9b51663f9a6225290d33a070b5d1
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Saturday, December 8, 2012
Innovation, Prosperity & The Sublime Experience of Service | Boyle ...
Much has been written about success. My book shelf is full authors professing to have the answers to achieving everything from fame to fortune. However, similar to defining wealth, I believe that the definition of success is personal and can change over time. For sake of simplicity, I personally define success as being in a state of peace.
The combination of peace of mind and peace in relationships is powerful. When my mind is peacefully active and I am surrounded by the right people, I thrive. Peace allows innovation and prosperity but also requires real effort. Effort that can be wasted when the mind is not right and I am surrounded by the wrong people.
I have spent the last couple weeks taking personal inventory of my relationships, my bank account, my state of mind and who I spend my time with. It has been a journey of prayer, reflection and has not been without challenging decisions, but it has been exciting. I have had to audit what I do, how I do it and who I want to be with to ensure I am in a state of ongoing peace and prosperity.
I think well with my fingers, writing is cathartic and helps take the intangible and make it real. This blog post is for me, if you find it useful, that?s a big bonus for me. The following are my tenants of success that bring me peace and are proving to bring with it prosperity:
Perpetual Service
A dedication to helping others and serving their needs is a sublime experience of knowing that one is useful and capable of generating harmony and peace in another human being.
Continual Education
Working each day to improve my mindset from scarcity to abundance through mental expansion and self-belief activities. Prepare for abundance by being in an environment to achieve success through instruction and discipline to proven success principles.
Physical Transformation
Changing and powering my body through proper diet, exercise and dress is essential to human development. Lack of physical discipline now will rob me of the ability to enjoy financial rewards in the future. A broken body prevents me from experiencing true abundance.
Strong Relationships
Creating awareness of those who surround me is vital to an environment of innovation and prosperity because I become who I associate with. Finding good mentors and mentoring others creates true abundance exchange through accountability.
Money Consciousness?
The ownership of money and property comes as a result of doing things in a certain way. My current lack or abundance is a result of my choices in the past. My future depends upon vigilance, calculated risk and adherence to the principles of perpetual service, continual education, physical transformation and my strong relationships.
Innovation, Prosperity & The Sublime Experience of Service
Source: http://boylenetwork.com/innovation-prosperity-the-sublime-experience-of-service/
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